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Property Investment

Build long-term wealth through property. Whether you're purchasing your first investment property or growing your portfolio, CBAF helps you structure your loans for maximum return and tax efficiency. Our brokers understand the property market and partner with you to develop a tailored property investment lending strategy.

What's Included

  • Investment loan structuring
  • Interest-only vs principal & interest analysis
  • Portfolio growth strategies
  • Tax-effective loan setup
  • Cash flow modelling

The Challenge

Investment property lending requires different structuring than owner-occupied loans. Poor loan setup can result in denied tax deductions and cash flow problems.

How We Help

We help property investors structure loans for maximum tax efficiency and portfolio growth. Our brokers understand the nuances of investment lending — from interest-only periods to cross-collateralisation risks — and work with you to develop a sustainable investment strategy backed by the right finance.

Frequently Asked Questions

Interest-only can improve cash flow and maximise tax deductions, but isn't always best. We analyse your situation to recommend the right structure.

Yes. We help you release equity efficiently while maintaining separation between personal and investment debt for tax purposes.

This depends on your income, existing debts, and lender policies. We help you understand your capacity and develop a growth strategy.

Why Choose CBAF?

Local Melbourne Experts

Based in Melbourne's eastern suburbs, we understand local businesses and families. Our team provides hands-on, personalised service.

Integrated Services

Accounting, financial advice, and mortgage broking under one roof. We coordinate across disciplines to deliver holistic solutions.

Need Help?

Speak with our friendly team about your accounting, financial advice, or mortgage broking needs. We're here to help.

03 9870 1477

hello@cbaf.com.au

Contact Us

Visit Our Office

Counting Beans A.F
Melbourne, Victoria
Australia

Office Hours:
Mon - Fri: 9:00 AM - 5:00 PM