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Complaints & Dispute Resolution

We're here to listen and resolve any concerns you may have

We Value Your Feedback

At Counting Beans A.F., we are committed to providing high-quality professional services. If you are not satisfied with any aspect of our service, we want to know about it so we can address your concerns promptly and fairly.

If you have a complaint, please contact us as soon as possible:

Step 1: Contact Us Directly

Mail
Complaints Officer, Counting Beans A.F., 8 Railway Ave, Ringwood East VIC 3135
Please Provide Details

To help us resolve your complaint efficiently, please include:

Your name and contact details
A clear description of your complaint
When the issue occurred
Any relevant documents or correspondence
What outcome you are seeking

Our structured complaint resolution process ensures fair and efficient handling:

Step 1
Acknowledgment

We will acknowledge receipt of your complaint within 24 hours (1 business day).

Step 2
Investigation

We will investigate your complaint thoroughly and fairly, considering all relevant information.

Step 3
Response

We aim to resolve complaints within 30 days. We will keep you informed of progress and provide a written response.

Step 4
Resolution

If you accept our response, we will implement agreed actions. If not, you may escalate to external resolution.

If you are not satisfied with our response, or if we have not resolved your complaint within 30 days, you have the right to refer your complaint to the Australian Financial Complaints Authority (AFCA).

Australian Financial Complaints Authority (AFCA)

AFCA is an independent external dispute resolution scheme approved by ASIC. AFCA provides fair and independent financial services complaint resolution that is free to consumers.

Phone1800 931 678 (free call)
MailGPO Box 3, Melbourne VIC 3001

Important: Time limits may apply to lodge a complaint with AFCA, so you should act promptly or otherwise consult the AFCA website to find out if or when the time limit relevant to your circumstances expires.

Depending on the service you received, you can also contact our relevant licensees:

Credit Services Complaints

For mortgage broking and credit assistance

Outsource Financial Pty Ltd

ACL 384324

You can also contact AFCA for these complaints.

Financial Advice Complaints

For financial planning and advice

D&M Financial Services Pty Ltd

AFSL 491754

You can also contact AFCA for these complaints.

When making a complaint, you have the following rights:

Be treated fairly, professionally and courteously

Have your complaint handled efficiently and objectively

Be kept informed of the progress of your complaint

Access our internal complaints process free of charge

Seek external dispute resolution if you are not satisfied

Have a support person present during discussions if you wish

We Are Committed to Resolving Complaints Fairly

We are committed to resolving complaints fairly and efficiently. We will:

Treat you with respect and courtesy
Handle your complaint confidentially
Investigate objectively and thoroughly
Keep you informed throughout
Learn from complaints to improve

Need Help with a Complaint?

If you have any questions about our complaints process or need assistance lodging a complaint, please don't hesitate to contact us.