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Asset Finance

Smart funding for vehicles, equipment, and business assets. Our asset finance services help individuals and businesses acquire the equipment, vehicles, or technology they need — without impacting cash flow. We work with a wide range of lenders to secure flexible and cost-effective finance solutions tailored to your goals.

What's Included

  • Vehicle finance (cars, trucks, motorcycles)
  • Equipment & machinery finance
  • Chattel mortgage & lease options
  • Commercial hire purchase
  • Novated lease assessment

The Challenge

Asset finance options are confusing, with different structures having different tax, GST, and ownership implications. Choosing the wrong structure can cost thousands.

How We Help

We provide smart asset finance solutions for individuals and businesses. Whether you're buying a car, truck, or business equipment, our brokers compare finance options and structures to find the most cost-effective solution. We explain the tax implications of each option and ensure you choose the right fit.

Frequently Asked Questions

With chattel mortgage, you own the asset immediately. With a lease, the financier owns it. Tax treatment differs. We explain which suits your situation.

Business use vehicles may allow deductions for interest, depreciation, and running costs. The structure you choose affects available deductions.

A salary packaging arrangement where your employer deducts car payments from pre-tax salary. We assess whether this delivers savings for you.

Why Choose CBAF?

Local Melbourne Experts

Based in Melbourne's eastern suburbs, we understand local businesses and families. Our team provides hands-on, personalised service.

Integrated Services

Accounting, financial advice, and mortgage broking under one roof. We coordinate across disciplines to deliver holistic solutions.

Need Help?

Speak with our friendly team about your accounting, financial advice, or mortgage broking needs. We're here to help.

03 9870 1477

hello@cbaf.com.au

Contact Us

Visit Our Office

Counting Beans A.F
Melbourne, Victoria
Australia

Office Hours:
Mon - Fri: 9:00 AM - 5:00 PM