Arrange a home loan discussion through our Frankston office at 4/30–34 Skye Road. The former Paganoni Accounting team is now part of CBAF, giving clients a local contact for accounting alongside access to mortgage broking and financial advice.
If you are buying your first home in Frankston or nearby Seaford, Langwarrin or Carrum Downs, bring your savings target and likely purchase timeframe. We can discuss how a deposit, purchase costs and ongoing repayments fit into your budget. Eligibility for any concession or scheme needs to be checked against current rules and your circumstances.
Existing accounting clients can ask how to prepare financial records for a loan application. The broker will explain what the lender requires; accounting records do not guarantee approval. For an investment property, consider cash flow, ongoing expenses and loan structure together, with separate tax advice where needed.
The Frankston office operates on a different weekly schedule from Ringwood East. It is closed on Tuesday, with Monday, Wednesday, Thursday and Friday hours shown below. Ask the team to confirm a broker appointment before visiting; the office’s opening hours do not mean a broker is available without a booking. Remote appointments are also available.
Damien works across financial advice and mortgage broking. Read his professional profile and qualifications, and let the team know which questions you would like to cover when booking.
For a refinance, bring your current loan statements, repayment amount and remaining term. For a purchase, gather income and savings records and details of other financial commitments. Tell us about any settlement deadline or business income at the first enquiry so the team can explain the next steps.
Yes. Contact the office and ask for a mortgage broking appointment. Lending assistance is a separate service, and the broker will confirm the information and consent required.
We can discuss investment lending and the documents a lender may require. Borrowing suitability, tax treatment and investment risks depend on your circumstances and may require separate advice.
Ask the broker to explain fees, remuneration and the costs of any proposed loan. Read the Credit Guide. Lending is subject to lender assessment, eligibility and conditions.
Information and calculator estimates are general only and are not an offer of credit or a guarantee of approval or savings. Read our Credit Guide.
Calculators provide general estimates, not personal advice.
