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SMSF Lending

Leverage your super to invest in property. With our SMSF lending advice, you can use your Self-Managed Super Fund to purchase investment property in a compliant, strategic way. We'll guide you through lender requirements, structure options, and long-term implications to ensure your fund remains strong and effective.

What's Included

  • SMSF loan eligibility assessment
  • Limited Recourse Borrowing Arrangement setup
  • Lender comparison for SMSF loans
  • Property structure guidance
  • Compliance coordination

The Challenge

SMSF property lending involves strict rules around borrowing structures, property types, and compliance. Fewer lenders offer SMSF loans, and rates are typically higher.

How We Help

We help SMSF trustees navigate property investment lending. Our brokers understand Limited Recourse Borrowing Arrangements (LRBAs), work with SMSF-friendly lenders, and coordinate with your accountant and financial adviser to ensure full compliance. From eligibility to settlement, we manage the complexities.

Frequently Asked Questions

Yes, through an LRBA. The property must meet strict requirements, and the loan must be structured correctly. We guide you through the process.

Most SMSF lenders require 20-30% deposit plus costs. We help you understand total cash requirements before proceeding.

Generally yes, due to additional complexity and risk for lenders. We compare options to find competitive SMSF rates.

Why Choose CBAF?

Local Melbourne Experts

Based in Melbourne's eastern suburbs, we understand local businesses and families. Our team provides hands-on, personalised service.

Integrated Services

Accounting, financial advice, and mortgage broking under one roof. We coordinate across disciplines to deliver holistic solutions.

Need Help?

Speak with our friendly team about your accounting, financial advice, or mortgage broking needs. We're here to help.

03 9870 1477

hello@cbaf.com.au

Contact Us

Visit Our Office

Counting Beans A.F
Melbourne, Victoria
Australia

Office Hours:
Mon - Fri: 9:00 AM - 5:00 PM