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Retirement Planning

Plan today for the retirement you deserve. Whether retirement is just around the corner or still years away, it's never too early (or too late) to start planning. Our retirement planning specialists will help you maximise your superannuation, reduce tax, and create a clear, sustainable income strategy. CBAF gives you the confidence to enjoy life after work — on your terms.

What's Included

  • Superannuation strategy review
  • Retirement income projections
  • Age Pension eligibility assessment
  • Transition to retirement strategies
  • Account-based pension setup

The Challenge

Many Australians reach retirement without a clear income strategy. Complex super rules and Centrelink assessments make it difficult to optimise retirement outcomes.

How We Help

We help you plan for the retirement you deserve. Our specialists maximise your superannuation, develop sustainable income strategies, and coordinate with Centrelink entitlements. Whether retirement is years away or just around the corner, we create a clear roadmap for financial security in your post-work years.

Frequently Asked Questions

This depends on your desired lifestyle, home ownership, and other assets. We model different scenarios to determine your retirement savings target.

TTR allows you to access super while still working (from age 60), potentially reducing tax and boosting savings. We assess if this strategy suits you.

Super assets are counted in the Centrelink assets test. We help structure your finances to optimise both super income and pension entitlements.

Why Choose CBAF?

Local Melbourne Experts

Based in Melbourne's eastern suburbs, we understand local businesses and families. Our team provides hands-on, personalised service.

Integrated Services

Accounting, financial advice, and mortgage broking under one roof. We coordinate across disciplines to deliver holistic solutions.

Need Help?

Speak with our friendly team about your accounting, financial advice, or mortgage broking needs. We're here to help.

03 9870 1477

hello@cbaf.com.au

Contact Us

Visit Our Office

Counting Beans A.F
Melbourne, Victoria
Australia

Office Hours:
Mon - Fri: 9:00 AM - 5:00 PM