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Lifestyle and Family Protection

Safeguard what matters most — your family and your future. Life can be unpredictable, but the right protection gives you peace of mind. CBAF provides expert insurance and lifestyle protection advice, including life, income, and trauma cover. We help you choose the right policies to protect your family's financial wellbeing if the unexpected happens.

What's Included

  • Life insurance assessment
  • Income protection review
  • Trauma & critical illness cover
  • Total & permanent disability (TPD) insurance
  • Insurance-in-super analysis

The Challenge

Many Australians are underinsured, leaving families financially vulnerable if the unexpected happens. Default insurance in super often provides inadequate coverage.

How We Help

We help you protect what matters most — your family and your lifestyle. Our advisers assess your insurance needs, review existing policies, and recommend appropriate coverage for life, income protection, trauma, and TPD. We ensure you're not paying for unnecessary cover while closing any protection gaps.

Frequently Asked Questions

This depends on your debts, income, family situation, and goals. We calculate the right amount to protect your family's lifestyle if you're no longer there.

Often not. Default super insurance may have lower benefit amounts, restricted definitions, and limited features. We review whether additional cover is needed.

Income protection pays a portion of your income if you're temporarily unable to work due to illness or injury. TPD pays a lump sum if you're permanently unable to work.

Why Choose CBAF?

Local Melbourne Experts

Based in Melbourne's eastern suburbs, we understand local businesses and families. Our team provides hands-on, personalised service.

Integrated Services

Accounting, financial advice, and mortgage broking under one roof. We coordinate across disciplines to deliver holistic solutions.

Need Help?

Speak with our friendly team about your accounting, financial advice, or mortgage broking needs. We're here to help.

03 9870 1477

hello@cbaf.com.au

Contact Us

Visit Our Office

Counting Beans A.F
Melbourne, Victoria
Australia

Office Hours:
Mon - Fri: 9:00 AM - 5:00 PM